Costs

Employers must pay the social security contributions for which they are responsible, the social security contributions for their employee that they will have withheld from his/her wage (difference between the gross and net wages) and administrative fees.

Administrative fees 

Chèque service bills administrative fees at 6% for contracts of under 8 working hours per week and at 5.5% for contracts of 8 working hours or more per week. Fees can amount to a maximum of            CHF 2'200.- per contract and per year.

Social contribution rates

The rates applied are federal and cantonal rates. They may vary from year to year. As far as other insurance schemes are concerned, Chèque service has agreed collective contracts in its name with the following companies: SUVA for accident insurance (LAA); La Bâloise for occupational pension fund (LPP); and Helsana for insurance for loss of income due to illness (APGM).

Basic insurance

Social security contributions for the employer
(% of gross wages)
Social security contributions for the employee
(% of gross wages)
Total
Old Age and Survivor’s Insurance (AVS)
Disability Insurance (AI)
Insurance for loss of income due to illness (APGM)
5.125
5.125
10.25
Unemployment Insurance (AC)
1.10
1.10
2.20
Maternity Insurance (AMat)
0.041
0.041
0.082
Family allowance (AF)
2.45
-
2.45
Occupational Accident Insurance (AAP)
0.2631
-
0.2631
Non-Occupational Accident Insurance (AANP)
-
0.94
0.94
Administrative fees
5.5 or 6
-
5.5 or 6

Total contributions without AANP

(for less than 8 hours of work per week)

21.2451

Total contributions with AANP

(for 8 hours or more per week)

21.6851

Other kinds of insurance

Contributions to a 2nd pillar occupational pension (known as LPP) are mandatory for employees who receive monthly gross wages in excess of CHF 1'762.50 (CHF 21'150.- annually) from the same employer for contracts exceeding 3 months. The rates to apply depend on the employee’s age. Chèque service does not apply a coordination deduction (contribution from the first franc).

Insurance for loss of income due to illness (known as APGM) is an optional service for employment contracts subject to LPP.

Social security contributions for the employer
(% of gross wages)
Social security contributions for the employee
(% of gross wages)
Total
LPP: 18 - 24 years old
2
2
4
LPP: 25 - 44 years old
5
5
10
LPP: 45 - 65 years old
7
7
14
Insurance for loss of income due to illness (APGM)
1.035
1.035
2.070

Minimum wages

The standard employment contract for full-time and part-time workers in a domestic context (CTT J 1 50.03, Art. 10) sets the following minimum wages for people without specific qualifications.
Other minimum wages exist for employees with qualification such as CFC or AFC.

Minimum hourly wages without qualification

Vacation not included*
Vacation included**
(4 weeks)
Vacation included**
(5 weeks)
Gross wages
CHF 19.26
CHF 20.87
CHF 21.31
Net wages less than 8 hours/week
CHF 18.05
CHF 19.60
CHF 20.00
Net wages from 8 hours/week
CHF 17.90
CHF 19.40
CHF 19.80

* Vacation not included in wages, wages are paid during the employee's vacation
** Vacation are included in wages, no wages are paid during the employee's vacation

Minimum hourly wages with qualification (4 years experience)

Vacation not included*
Vacation included**
(4 weeks)
Vacation included**
(5 weeks)
Gross wages
CHF 20.66
CHF 22.38
CHF 22.86
Net wages less than 8 hours/week
CHF 19.40
CHF 21.00
CHF 21.45
Net wages from 8 hours/week
CHF 19.20
CHF 20.80
CHF 21.25

* Vacation not included in wages, wages are paid during the employee's vacation
** Vacation are included in wages, no wages are paid during the employee's vacation